calculateResale HDB Budget Calculator
Families unlock higher grant tiers. Single applicants generally receive half the grant amount.
Determines your base CPF Housing Grant. 2-to-4 room flats receive $80k; 5-room/Exec receive $50k.
Buying a flat within 4km of your parents' home or living together unlocks $20,000 to $30,000 in PHG grants.
Combined average monthly income over the past 12 months. Dictates your EHG tier and max loan capacity.
Combined Ordinary Account funds available for the downpayment and stamp duties.
$50,000
Maximum tenure is 25 years. Longer tenures reduce monthly installments but increase total interest paid.
Estimated Property Budget
$722,892
Total Eligible Grants
CPF Housing Grant
Enhanced Housing Grant
Proximity Housing Grant
$80,000
$30,000
$0
Max HDB Loan (2.6%)
$462,892
*Estimates based on current HDB pricing & grant eligibility. Calculated using a strict 30% MSR cap. For a high-fidelity assessment including cooling measures, secure your slot below.
HDB Calculator Guide & FAQs
Here you can read all about computing your HDB budget including the Enhanced Housing Grant (EHG) and CPF limits.