calculateResale HDB Budget Calculator
Families unlock higher grant tiers. Single applicants generally receive half the grant amount.
Determines your base CPF Housing Grant. 2-to-4 room flats receive $80k; 5-room/Exec receive $50k.
Buying a flat within 4km of your parents' home or living together unlocks $20,000 to $30,000 in PHG grants.
Combined average monthly income over the past 12 months. Dictates your grant eligibility and max loan capacity.
Combined Ordinary Account funds available for the downpayment.
$50,000
Longer tenures reduce monthly installments but increase total interest paid.
Estimated Property Budget
$722,892
(Funding: $462,892 Max Loan + $100,000 CPF + $50,000 Cash)
Total Eligible Grants
CPF Housing Grant
$80,000
Enhanced Housing Grant
$30,000
Proximity Housing Grant
$0
Max HDB Loan (2.6%)
$462,892
Est. Monthly Repayment: $2,100
*Estimates based on current pricing & grant eligibility. Calculated using MAS stress-test indicators (TDSR/MSR limits). For a high-fidelity assessment including cooling measures, secure your slot below.
*Disclaimer: The amount does not include any additional costs such as stamp duties, legal fees, home protection insurance etc.
HDB Calculator Guide & FAQs
Here you can read all about computing your HDB budget including the Enhanced Housing Grant (EHG) and CPF limits.